Posted in Real Estate

How to Structure, Appraise and Value a Real Estate Mortgage Note

Five Key Factors that Impact Risk, Value and Income What is a real estate mortgage note? Legally speaking, a mortgage note is two legal documents: 1) A promissory note, and 2) An encumbrance or lien recorded against real estate. But, based on every day conversational usage, most people, lawyers excepted,…

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Posted in Mortgage

What Happens During A Foreclosure Process

The word foreclosure strikes fear deep in the core of so many people it has been given the same status as a swear word in some countries. You must not even bring it up unless you would like to feel the pent up anger and resentment of the general population…

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Posted in Mortgage

Kentucky Mortgage Usda Loan Zero Down Home Loans Still Exist

Kentucky Mortgage USDA Loan Requirements What are the Kentucky USDA Mortgage Loan Requirements? To decide if you qualify for an USDA Mortgage Loan, we will look at: “Your income and your monthly expenses. Standard debt-to-income ratios are 29/41 for USDA Loans. These ratios may be exceeded with compensation factors. “Your…

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